Melissa Paddock
Melissa Paddock, CFP®
Owner, Paddock Financial Planning Financial Advisor, RJFS

A personalized approach to Financial Planning

Making decisions about your finances is hard. You spend hours researching to answer your biggest money and investing questions, but you may still feel unsure about what is best for you and your family. The result - losing confidence over the financial to-do list going undone and anxiety over wondering whether the investment decisions you’ve made were the right ones.

There’s a better way.

At Paddock Financial Planning, we help you manage your money by guiding you through our simplified financial planning process. We provide personalized advice for all your questions and support you through life’s many transitions. As your financial accountability partner, we will help make sure all the to-dos get checked off the list. The result - financial stability and well-being.

Let’s get your planning started!

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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Services we offer

Retirement Planning

We understand that there should be no compromise when it comes to your financial future. That’s why we work diligently to serve as the ultimate steward for your wealth, simplifying life’s complexities with a full spectrum of strategies for a tailored plan that we believe is the only one you’ll ever need.

Estate, Charitable Giving & Trust

One of life’s greatest rewards is sharing your wealth with others. Managing assets to take care of one’s own needs and wants is one thing, but it takes additional planning and knowledgeable guidance to help ensure your financial legacy makes an enduring difference in the lives of loved ones or a favorite charity.

Financial Planning

Whether planning to build a home by the lake or help your daughter launch a business, you need a well-conceived plan in order to succeed. Pursuing financial independence is no different. Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence in your financial plan comes with knowing your assets are invested well.

Women Investors

Women Investors

06/10/2018
Understanding the challenges women face and how to help.
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Retirees

Retirees

06/10/2018
Nurturing wealth so you can live a longer, better life.
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Families & Individuals

Families & Individuals

06/08/2018
A pragmatic approach to wealth management
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Sudden Wealth

Sudden Wealth

06/08/2018
Confidently manage your new assets with the guidance of our experienced team
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Niches

News & resources

Which part of the curve is your fixed income focused on?

Which part of the curve is your fixed income focused on?

10/15/2024
Doug Drabik discusses fixed income market conditions and offers insight for bond investors.
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Markets & Investing
Webinar replay - The great American road trip

Webinar replay - The great American road trip

10/14/2024
Chief Investment Officer Larry Adam provides timely market and economic commentary and analysis.
Watch Webinar
Markets & Investing
Trade and tariffs: The impact on consumers

Trade and tariffs: The impact on consumers

10/14/2024
Chief Economist Eugenio Alemán and Economist Giampiero Fuentes note that an across the board increase in tariffs has the potential to push inflation higher.
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Economy & Policy
Social Security increases benefits by 2.5% for 2025

Social Security increases benefits by 2.5% for 2025

The 2025 Social Security cost-of-living adjustment (COLA) has been announced.
Read
Retirement & Longevity
Five things to keep an eye on during earnings season

Five things to keep an eye on during earnings season

10/11/2024
Review the latest Weekly Headings by CIO Larry Adam.
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Markets & Investing
Many reasons to doubt the strength in employment

Many reasons to doubt the strength in employment

10/11/2024
Chief Economist Eugenio J. Aleman discusses current economic conditions.
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Economy & Policy
Make the most of Medicare's open enrollment period

Make the most of Medicare's open enrollment period

With open enrollment season upon us, ask yourself a few questions to make sure you're getting the most from Medicare.
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Retirement & Longevity
Final stretch before election day: Everything and nothing has changed

Final stretch before election day: Everything and nothing has changed

10/09/2024
Managing Director, Washington Policy Analyst Ed Mills notes that the reality is the 2024 Presidential Election is likely to come down to a small number of voters in key swing states.
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Economy & Policy
Infographic: Outsmart the scams

Infographic: Outsmart the scams

Stay vigilant against online fraudsters with these common scams and best practices to avoid them.
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Technology & Innovation
Unlock the full potential of profit sharing

Unlock the full potential of profit sharing

Determining the ideal profit sharing design for your organization.
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Business Ownership
Make your final tax-saving moves before Dec. 31

Make your final tax-saving moves before Dec. 31

Proactive investors know that the months before year-end can be an ideal time to make strategic adjustments.
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Tax Planning
Getting specific – A working strategy

Getting specific – A working strategy

10/07/2024
Doug Drabik discusses fixed income market conditions and offers insight for bond investors.
Read
Markets & Investing
What you do makes a difference, and you have to decide what kind of difference you want to make.
Jane Goodall

An elevated advisory experience

We believe that financial advisory services should be shaped by the unique needs of each client we serve, from individuals to families to high-caliber institutions. Our personal approach and robust capabilities enable us to create customized investment strategies and deliver a quality standard of service with every investment strategy we present. 
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Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. Paddock Financial Planning is not a registered broker/dealer and is independent of Raymond James Financial Services.

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