Melissa Paddock
Melissa Paddock, CFP®
Owner, Paddock Financial Planning Financial Advisor, RJFS

A personalized approach to Financial Planning

Making decisions about your finances is hard. You spend hours researching to answer your biggest money and investing questions, but you may still feel unsure about what is best for you and your family. The result - losing confidence over the financial to-do list going undone and anxiety over wondering whether the investment decisions you’ve made were the right ones.

There’s a better way.

At Paddock Financial Planning, we help you manage your money by guiding you through our simplified financial planning process. We provide personalized advice for all your questions and support you through life’s many transitions. As your financial accountability partner, we will help make sure all the to-dos get checked off the list. The result - financial stability and well-being.

Let’s get your planning started!

Schedule an Appointment

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Services we offer

Retirement Planning

We understand that there should be no compromise when it comes to your financial future. That’s why we work diligently to serve as the ultimate steward for your wealth, simplifying life’s complexities with a full spectrum of strategies for a tailored plan that we believe is the only one you’ll ever need.

Estate, Charitable Giving & Trust

One of life’s greatest rewards is sharing your wealth with others. Managing assets to take care of one’s own needs and wants is one thing, but it takes additional planning and knowledgeable guidance to help ensure your financial legacy makes an enduring difference in the lives of loved ones or a favorite charity.

Financial Planning

Whether planning to build a home by the lake or help your daughter launch a business, you need a well-conceived plan in order to succeed. Pursuing financial independence is no different. Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence in your financial plan comes with knowing your assets are invested well.

Women Investors

Women Investors

06/10/2018
Understanding the challenges women face and how to help.
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Niches
Retirees

Retirees

06/10/2018
Nurturing wealth so you can live a longer, better life.
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Niches
Families & Individuals

Families & Individuals

06/08/2018
A pragmatic approach to wealth management
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Niches
Sudden Wealth

Sudden Wealth

06/08/2018
Confidently manage your new assets with the guidance of our experienced team
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Niches

News & resources

How corporate executives are leveraging AI

How corporate executives are leveraging AI

From innovation and competitiveness to streamlining productivity.
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Business Ownership
Don't get spooked, it's time to go trick-or-treating

Don't get spooked, it's time to go trick-or-treating

10/28/2024
Drew O’Neil discusses fixed income market conditions and offers insight for bond investors.
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Markets & Investing
Tackling the biggest questions facing the markets and economy

Tackling the biggest questions facing the markets and economy

10/25/2024
Review the latest Weekly Headings by CIO Larry Adam.
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Markets & Investing
It would be relatively easy to fix our fiscal mess: In search of political leadership

It would be relatively easy to fix our fiscal mess: In search of political leadership

10/25/2024
Chief Economist Eugenio J. Aleman discusses current economic conditions.
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Economy & Policy
Giving well when you decide to give

Giving well when you decide to give

Saving well, spending well and investing well are essential to a financially sound lifestyle, but for those inclined toward philanthropy, giving well should garner similar consideration.
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Estate & Giving
An updated look at the 2024 Election

An updated look at the 2024 Election

10/24/2024
With the election in its closing stretch, Managing Director, Washington Policy Analyst Ed Mills and team provide in-depth analysis of the presidential and congressional races.
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Economy & Policy
The ins and outs of nonqualified deferred compensation

The ins and outs of nonqualified deferred compensation

A versatile tool that can help enhance the benefits package you offer your employees.
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Business Ownership
The psychological side of spending your retirement savings

The psychological side of spending your retirement savings

Many investors worry about outliving their savings. As a result, they sometimes underestimate what they can comfortably spend in retirement.
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Retirement & Longevity
AI and cybersecurity: Fighting fire with fire

AI and cybersecurity: Fighting fire with fire

Artificial intelligence is creating new, more complex cybersecurity challenges. It may also hold the solutions.
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Technology & Innovation
Fixed income market update

Fixed income market update

10/21/2024
Drew O’Neil discusses fixed income market conditions and offers insight for bond investors.
Read
Markets & Investing
Earnings will need to be the catalyst to push the market higher

Earnings will need to be the catalyst to push the market higher

10/18/2024
Review the latest Weekly Headings by CIO Larry Adam.
Read
Markets & Investing
U.S. economy remained strong in Q3

U.S. economy remained strong in Q3

10/18/2024
Chief Economist Eugenio J. Aleman discusses current economic conditions.
Read
Economy & Policy
What you do makes a difference, and you have to decide what kind of difference you want to make.
Jane Goodall

An elevated advisory experience

We believe that financial advisory services should be shaped by the unique needs of each client we serve, from individuals to families to high-caliber institutions. Our personal approach and robust capabilities enable us to create customized investment strategies and deliver a quality standard of service with every investment strategy we present. 
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Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. Paddock Financial Planning is not a registered broker/dealer and is independent of Raymond James Financial Services.

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